Kathmandu: Nepal Rastra Bank (NRB) has expressed serious concern over unprofessional and disorderly activities directed at banks, financial institutions, and their employees in recent days.

Risk to Essential Financial Services
Issuing a press release, the central bank warned that such actions could disrupt essential services including social security allowances, remittance flows, and public savings. NRB noted that banking access has been expanded to all local levels through joint efforts of the government, the central bank, and financial institutions.

Role of Banks and Liquidity Risks
The bank reminded that, under the Banking and Financial Institutions Act, 2073 BS, banks are mandated to provide loans, monitor projects, and recover credit. Since banks lend out deposits collected from the public, delays or defaults in loan repayment can jeopardize depositors’ funds and negatively impact overall liquidity in the financial system.

Relief Measures and Grievance Mechanisms
NRB clarified that it has been facilitating borrowers facing genuine difficulties through measures such as loan restructuring and rescheduling. It also urged customers to use official grievance redressal channels—either with the concerned institution or through NRB—rather than resorting to irresponsible actions outside formal processes, which hinder financial resource mobilization.

Warning of Legal Action
Emphasizing the need to control such activities, the central bank warned that strict action will be taken against those involved in disorderly conduct targeting financial institutions and their employees, in accordance with prevailing laws.

Assurance to Financial Sector Employees
NRB appealed to financial sector employees to continue their duties with high morale and without fear, reaffirming its commitment to ensuring the security and continuity of financial services nationwide.